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Budgeting

Budgeting

What in the Sam Hill are Sinking Funds?

I can’t get on pinterest or instagram recently without hearing about sinking funds. I’m ashamed to admit it took me weeks to actually look into what in the world “sinking funds” means. And it turns out, I’ve been building them all along. Basically, a sinking fund is a specific account/fund/envelope with a specific purpose, to which you regularly add money towards that specific purpose. Why Do You Need a Sinking Fund? If you happen to follow the Dave Ramsey baby  ...

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Budgeting, Debt Free

How To Destroy Your Debt Without Sacrificing Your Life

Do you need help with creating a budget that sticks? Check out my new course, Budget to Bank, designed specifically to help you create a budget that helps you reach your goals without draining the life out of your lifestyle. Today’s post is a guest post from CrunchyHippieLife reader Andy Masaki. Andy is a blogger at Penny Less Dad and financial writer associated with the Oak View Law Group. He is a debt expert and a member of several online forums where he shares his advice as well as  ...

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Budgeting

Tidying Up Your Finances: Clean Up Your Budget the Marie Kondo Way

Unless you’ve been living under a rock, you know that Marie Kondo, author of the phenom book “The Life Changing Magic of Tidying Up“, now has a show on Netflix. Tidying Up with Marie Kondo is a sweet show that focuses on a variety of families and their struggles with clutter. In each episode, Marie and her interpreter visit the featured home and guide the family along her personal method for tidying. Now that I have approximately 5 episodes of tidying experience with  ...

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