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Investing and Credit

Finance, Investing and Credit

The Easiest Ways To Build Credit Without Credit Card Debt

We are deep in the middle of buying our dream house, ya’ll! It’s so exciting, but made more complicated by the fact that we don’t have credit – and we aren’t opening up a credit card just to “build” our credit score. That’s right, we are learning how to build credit without credit card debt. Building credit is an important step to pay attention to as soon as you turn 18, because credit scores influence your interest rate. If your credit score  ...

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Investing and Credit

How To Start Investing When You’re Broke And Clueless

Back when we were first married and our budget was incredibly tight, we pinched every penny until it screamed. We strategically worked our budget down to the last cent. We kept hearing how millennials should be building their investment portfolio, but because of what we thought we knew about the stock market, we thought this was completely impossible. Now that we have been able to increase our weekly budget, I don’t write down every penny spent on our kitchen chalkboard. Instead, as  ...

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